Please Contact The Fund Office For Any Of The Following Information: Earning Pension Service Credit   Vesting Your Pension   Retirement Ages and Types   Determining Your Pension Amount   Different Ways to Receive Your Pension   Applying for Your Pension   Appeal of Denial of Benefits   Pension Plan Application Procedures   Forms and Publications Pension For Kroger & Rice Clerks United Food & Commercial Workers Unions & Employers Pension Fund 1800 Phoenix Boulevard, Suite 310 Atlanta, GA 30349-5559 1-800-241-7701 www.ufcwemprfund.org Pension Fund for Kroger Meat Departments, A&P Members and Associated Grocers  United Food & Commercial Workers Intl Industry Pension Fund P.O. Box 11102 Chicago, IL 60611 1-800-531-2385

Members of the UFCW Union Local 455 are afforded the very best pension & retirement benefits. Members are covered under two plans.    This website provides general information. Please contact the appropriate fund for any of the following information:  Prior Service Loss of Service Credit (Break-in-Service) Reciprocity (Service Under Other UFCW Plans) Maternity/Paternity Leave Military Service Leave Transfer from Union to Management/Non-Union Age 70½ Benefit Survivor Benefits Before You Retire Lump Sum Death Benefit Divorce and Qualified Domestic Relations Orders (QDRO’s) Pension Status Report Electronic Transfer (Direct Deposit) of Pension Benefit Retiree Health Coverage Reemployment After Retirement Pension Benefit Guaranty Corporation (PBGC)